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Whitepaper: The Science Behind Lumiant HALO

Variable care costs for a 55 year old female based on lifestyle, health risks and longevity with a graph illustrating the different costs in retirement

Are you fed up relying on averages to determine things like life expectancy and how much money your clients need in retirement to cover elder care costs? Then this whitepaper is for you!


Inside, we explain the limitations of current approaches while detailing our innovative methodology to longevity planning, including:

  • Why health matters in financial planning

  • The limitations of actuarial tables and genetic testing

  • Lumiant's methodology to longevity planning, risk factors considered and data sources

If you’re looking to understand the science behind HALO, this is a must-read.


The Science Behind Lumiant HALO
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Download PDF • 1.88MB


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